/* ============ Finora Courtier — feuille de style ============ */
:root {
  --navy: #314861;
  --navy-dark: #24374b;
  --teal: #46c2ca;
  --teal-dark: #369aa1;
  --green: #15bb34;
  --gray-bg: #f8f8f8;
  --gray-border: #ebebeb;
  --text: #4a4a4a;
  --white: #ffffff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Open Sans', Arial, sans-serif;
  color: var(--text);
  line-height: 1.7;
  background: var(--white);
}
h1, h2, h3, h4 {
  font-family: 'Roboto', Arial, sans-serif;
  color: var(--navy);
  font-weight: 700;
  margin-top: 0;
}
a { color: var(--teal-dark); text-decoration: none; transition: color .2s ease; }
a:hover { color: var(--navy); }
img { max-width: 100%; display: block; }
ul { list-style: none; margin: 0; padding: 0; }
.container { max-width: 1180px; margin: 0 auto; padding: 0 20px; }
section { padding: 70px 0; }
.section-title { text-align: center; max-width: 680px; margin: 0 auto 45px; }
.section-title span { display: inline-block; color: var(--teal-dark); font-weight: 700; letter-spacing: 2px; text-transform: uppercase; font-size: 13px; margin-bottom: 10px; }
.section-title h2 { font-size: 32px; }
.section-title p { color: #888; }
.bg-gray { background: var(--gray-bg); }

.btn {
  display: inline-block;
  padding: 14px 32px;
  border-radius: 4px;
  font-weight: 700;
  letter-spacing: .5px;
  border: 2px solid transparent;
  cursor: pointer;
  font-size: 15px;
  transition: all .25s ease;
}
.btn-teal { background: var(--teal); color: var(--white); border-color: var(--teal); }
.btn-teal:hover { background: var(--teal-dark); border-color: var(--teal-dark); color: var(--white); }
.btn-outline { background: transparent; color: var(--white); border-color: var(--white); }
.btn-outline:hover { background: var(--white); color: var(--navy); }
.btn-navy { background: var(--navy); color: var(--white); border-color: var(--navy); }
.btn-navy:hover { background: var(--navy-dark); color: var(--white); }
.btn-block { display: block; width: 100%; text-align: center; }

/* ---- Header ---- */
.topbar {
  background: var(--navy-dark);
  color: #cfd9e2;
  font-size: 13px;
  padding: 8px 0;
}
.topbar .container { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; }
.topbar a { color: #cfd9e2; }
.topbar .social a { margin-left: 14px; color: var(--teal); }

.main-header {
  padding: 18px 0;
  background: var(--white);
  box-shadow: 0 2px 10px rgba(0,0,0,.05);
  position: sticky; top: 0; z-index: 100;
}
.main-header .container { display: flex; justify-content: space-between; align-items: center; }
.main-header .logo img { height: 46px; }
nav.main-nav ul { display: flex; gap: 28px; align-items: center; }
nav.main-nav a { color: var(--navy); font-weight: 600; font-size: 15px; }
nav.main-nav a.active, nav.main-nav a:hover { color: var(--teal-dark); }
.header-cta { display: flex; align-items: center; gap: 20px; }
.nav-toggle { display: none; background: none; border: none; font-size: 26px; color: var(--navy); cursor: pointer; }

/* ---- Hero ---- */
.hero {
  position: relative;
  background-size: cover;
  background-position: center;
  min-height: 560px;
  display: flex;
  align-items: center;
  color: var(--white);
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(120deg, rgba(24,38,54,.88) 0%, rgba(49,72,97,.72) 60%, rgba(49,72,97,.35) 100%);
}
.hero .container { position: relative; z-index: 2; }
.hero-content { max-width: 620px; }
.hero-content span.tag { color: var(--teal); font-weight: 700; letter-spacing: 2px; text-transform: uppercase; font-size: 13px; }
.hero-content h1 { color: var(--white); font-size: 44px; margin: 14px 0 18px; line-height: 1.25; }
.hero-content p { font-size: 17px; color: #dfe7ee; margin-bottom: 30px; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; }

/* ---- Trust strip ---- */
.trust-strip { background: var(--navy); color: var(--white); padding: 22px 0; }
.trust-strip .container { display: flex; justify-content: space-around; flex-wrap: wrap; gap: 18px; text-align: center; }
.trust-item strong { display: block; font-size: 26px; color: var(--teal); }
.trust-item span { font-size: 13px; color: #cfd9e2; }

/* ---- Categories / cards ---- */
.cards-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.card {
  background: var(--white);
  border: 1px solid var(--gray-border);
  border-radius: 8px;
  overflow: hidden;
  transition: transform .25s ease, box-shadow .25s ease;
}
.card:hover { transform: translateY(-6px); box-shadow: 0 12px 30px rgba(49,72,97,.15); }
.card img { height: 200px; object-fit: cover; width: 100%; }
.card-body { padding: 26px; }
.card-body h3 { font-size: 19px; margin-bottom: 10px; }
.card-body a.more { font-weight: 700; font-size: 14px; }

/* ---- Avantages ---- */
.advantages-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; }
.advantage { text-align: center; padding: 30px 20px; }
.advantage .icon {
  width: 70px; height: 70px; border-radius: 50%;
  background: rgba(70,194,202,.12);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px; color: var(--teal-dark); font-size: 28px; font-weight: 700;
}
.advantage h3 { font-size: 18px; }

/* ---- Testimonials ---- */
.testimonials {
  background-image: url('../images/testimonial-bg.jpg');
  background-size: cover;
  background-position: center;
  position: relative;
  color: var(--white);
}
.testimonials::before { content: ""; position: absolute; inset: 0; background: rgba(24,38,54,.85); }
.testimonials .container { position: relative; z-index: 2; }
.testimonial-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 30px; }
.testimonial-card { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15); border-radius: 8px; padding: 28px; }
.testimonial-card p { font-style: italic; color: #e4ecf2; }
.testimonial-author { display: flex; align-items: center; gap: 12px; margin-top: 16px; }
.testimonial-author .avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--teal); display:flex; align-items:center; justify-content:center; font-weight:700; color:var(--navy); }
.testimonial-author strong { display: block; color: var(--white); }
.testimonial-author span { font-size: 13px; color: var(--teal); }

/* ---- Quick form (home) ---- */
.quick-form-wrap {
  background: var(--white);
  border-radius: 10px;
  box-shadow: 0 15px 45px rgba(49,72,97,.18);
  padding: 40px;
  margin-top: -110px;
  position: relative;
  z-index: 3;
}
.quick-form-wrap h3 { text-align: center; margin-bottom: 6px; }
.quick-form-wrap p.sub { text-align: center; color: #888; margin-bottom: 26px; }
.quick-form-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; align-items: end; }

/* ---- Forms (general) ---- */
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
.form-group { margin-bottom: 18px; }
.form-group.full { grid-column: 1 / -1; }
label { display: block; font-weight: 600; color: var(--navy); font-size: 14px; margin-bottom: 6px; }
input, select, textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid #d8dee3;
  border-radius: 4px;
  font-family: inherit;
  font-size: 15px;
  color: var(--text);
  background: var(--white);
}
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(70,194,202,.15); }
textarea { resize: vertical; min-height: 110px; }

.alert { padding: 16px 20px; border-radius: 6px; margin-bottom: 26px; font-weight: 600; }
.alert-success { background: #e6f9e9; color: #157a2c; border: 1px solid #b9e8c2; }
.alert-error { background: #fdeceb; color: #a94442; border: 1px solid #f1c2be; }

/* ---- Page hero (inner pages) ---- */
.page-hero {
  position: relative;
  background-size: cover;
  background-position: center;
  color: var(--white);
  padding: 90px 0;
  text-align: center;
}
.page-hero::before {
  content: "";
  position: absolute; inset: 0;
  background: linear-gradient(120deg, rgba(24,38,54,.90) 0%, rgba(49,72,97,.82) 100%);
}
.page-hero .container { position: relative; z-index: 2; }
.page-hero h1 { color: var(--white); font-size: 34px; margin-bottom: 10px; }
.breadcrumb a { color: var(--teal); }
.breadcrumb span { color: #cfd9e2; }

/* ---- Small card image (secondary cards with photo) ---- */
.card-sm img { height: 160px; object-fit: cover; width: 100%; }

/* ---- Content blocks ---- */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: center; }
.check-list li { position: relative; padding-left: 28px; margin-bottom: 12px; }
.check-list li::before { content: "✓"; position: absolute; left: 0; color: var(--teal-dark); font-weight: 700; }

.range-box { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin: 30px 0; }
.range-box .box { background: var(--gray-bg); border-radius: 8px; padding: 24px; text-align: center; border-top: 3px solid var(--teal); }
.range-box .box strong { display: block; font-size: 24px; color: var(--navy); }
.range-box .box span { font-size: 13px; color: #888; }

/* ---- Steps ---- */
.steps-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.step { text-align: center; }
.step .num {
  width: 54px; height: 54px; border-radius: 50%; background: var(--navy); color: var(--teal);
  display: flex; align-items: center; justify-content: center; font-weight: 700; font-size: 20px;
  margin: 0 auto 16px;
}

/* ---- Footer ---- */
footer.site-footer { background: var(--navy-dark); color: #b9c6d1; padding: 60px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr; gap: 40px; padding-bottom: 40px; }
.footer-grid h4 { color: var(--white); font-size: 16px; margin-bottom: 18px; }
.footer-grid ul li { margin-bottom: 10px; }
.footer-grid ul li a { color: #b9c6d1; font-size: 14px; }
.footer-grid ul li a:hover { color: var(--teal); }
.footer-logo img { height: 42px; margin-bottom: 16px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 0; text-align: center; font-size: 13px; }
.footer-bottom a { color: var(--teal); }

/* ---- Utilities ---- */
.text-center { text-align: center; }
.mt-30 { margin-top: 30px; }
.mb-0 { margin-bottom: 0; }

/* ---- Responsive ---- */
@media (max-width: 992px) {
  .cards-grid, .advantages-grid, .quick-form-grid, .range-box, .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .two-col { grid-template-columns: 1fr; }
  .testimonial-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  nav.main-nav { display: none; }
  .nav-toggle { display: block; }
  .hero-content h1 { font-size: 32px; }
  .quick-form-wrap { margin-top: 20px; padding: 26px; }
  .quick-form-grid, .form-grid, .cards-grid, .advantages-grid, .range-box, .steps-grid, .footer-grid { grid-template-columns: 1fr; }
  .topbar .container { justify-content: center; text-align: center; }
  .header-cta .btn { padding: 10px 18px; font-size: 13px; white-space: nowrap; }
}

/* ---- Mobile nav (JS toggled) ---- */
nav.main-nav.open {
  display: block;
  position: absolute;
  top: 100%; left: 0; right: 0;
  background: var(--white);
  box-shadow: 0 10px 20px rgba(0,0,0,.08);
  padding: 20px;
}
nav.main-nav.open ul { flex-direction: column; align-items: flex-start; gap: 16px; }